Poor credit score?
We have helped people with poor credit scores to get on the property ladder as we have access to lenders who do not always rely on credit scores when issuing mortgages.
Getting a mortgage?
Getting a mortgage can be a stressful experience which involves a lot of paperwork. Our aim is to try and take some of the stress out of the house-buying process.
We help a variety of people with different packages, from first-time buyers looking to get on the property ladder, to residents looking to re-mortgage their home.
Self-employed
Millennium Wealth Management can also help self-employed people to get mortgages for houses or flats.
If you are self-employed, lenders are likely to want to see your last two years of accounts, a history of regular and profitable work and a good credit history.
Interest-only Mortgage
We also help with advice on interest-only mortgages, which means your monthly payments will be less than what it otherwise would be, but you will have to pay off the remainder of the money that is owed for the property at the end of the mortgage term.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
We charge a fee of up to 1% of the facility agreed payable upon production of a mortgage offer. Our typical fee is £295.
The Financial Conduct Authority does not regulate most Buy to Let Mortgages.